This is hilarious.
If you want to transfer more than 50000¥ by using the Japan Post website, you need an OTP specific app. The app is only delivering code from 07:00 to 23:00.

Because yes, why would you make a transfer at night?

Japan in a nutshell.

/cc @codewiz

@p2501 @benoit Japanese banks are still stuck in the '90s. Mine gave me a little thingie that looks like a calculator... it's a pre-smartphone era OTP 🤦‍♀️

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@codewiz @p2501 yeah Japan Post Bank has also OTP device but you need to buy it around 1600¥. It's either that device or the shitty app.

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